Personal Insurance
Just Say the Word, We Can Do it all!
A Step-By-Step Roadmap To Success
One-Stop Insurance
We give you the ability to choose policies and products from more than 80 of the nation’s top carriers. We’re your lifelong advisor and advocate, providing every client with custom-made policies tailored to your exact needs. Let us change how you feel about Insurance.
Auto Insurance
Average savings of over $750 for drivers who switch and save.
Home Insurance
Get a home insurance quote and cover your house & more.
Flood Insurance
An essential layer of protection for every homeowner.
Motorcycle Insurance
Get the #1 bike insurance for as little as $75 per year.
Health Insurance
Find the right medical insurance plan for you and your family.
Life Insurance & Annuities
Get a $250,000 life insurance policy for as little as $14/month.
Renters Insurance
Quote now and get renters insurance for less than $1/day.
Umbrella Insurance
Protect your assets with extra liability coverage.
ATV & Powersports
Protect your four-wheeler with personalized coverage.
Boat Insurance
Get specialized boat insurance for as little as $100 per year
Collector Car Insurance
Insure your classic car with low-cost coverages.
Condo Insurance
Get a condo insurance quote and cover your home & family.
Disability Insurance
Accidents happen everyday, make sure you're covered.
Pet Insurance
Pet health insurance for just $1 per day.
Long-term Care Insurance
Prepare for the future and guarantee your quality of life.
High Net Worth Insurance
Great wealth needs strong coverage, let us protect it.
earthquake Insurance
Protect your home and your family.
Travel Insurance
Travel confidently with the Best Plans Guarantee.
Specialty Dwelling Insurance
Homes come in all shapes and sizes, make sure it's protected.
Mobile & Manufactured Home Insurance
Get the coverage you need for the model you own.
Recreational Vehicle Insurance
Protect your RV with coverage starting at just $125 per year.
Company Strengths at a glance
Our Strong Points
With over 50 years of experience and relationships with over 80 of the leading insurance carriers, we provide you with the most complete and transparent coverage options at the lowest rates. Our incredible customer service and low rates makes us the number one independent insurance agency. Let us change how you feel about insurance.
Meet Our Carriers
The Power of Choice
With over 50 years of experience in the insurance industry, we’ve built in-depth
relationships with over 80 of the world’s top carriers. Our partnerships with these
carriers gives us the ability to find you the best coverage for the best price..
We Have Great Answers
Ask Us Anything
Yes they do. According to regulatory associations, there is a direct correlation between credit scores and individuals getting into accidents, and cancellation policies due to non-payment. Therefore, premiums are higher for lower credit scores.
All insurance carriers cover rental cars differently. Some may give a small amount of coverage and some do not. Don’t assume the car is covered; give your Momentum Insurance agent a call to find out for sure.
Most plans do require medical testing and charge premiums based on the level of risk they assign to you based on the testing. However, even if you are not in top health or have a serious health condition, there are still some options available for life insurance with guaranteed issue plans, although this comes at the cost of a higher monthly premium and a lower death benefit.
Your homeowners insurance does not cover the loss of your car, even though it was, “in your house.” You typically must have a form of comprehensive physical damage coverage on your automobile insurance policy for it to be covered.
When you purchase a condominium, you are not purchasing the building; you are purchasing a unit inside the building. You are also most likely a part of a condo corporation that fixes external structural damages. Homeowners insurance covers the structure as well as the contents inside the home.
Every homeowners policy is unique, but in many cases, you need extended insurance to cover things like by-laws, Earthquake, Flood, and Intentional Acts. These optional coverages do not come standard on most policies. Also, standard wear and tear is not covered and typically isn’t coverable.
Basic homeowners policies have limited coverage for jewelry. Depending on the value of the jewelry, you may want to purchase a Personal Articles floater, which provides additional coverage for jewelry higher in value.
It is a fact that most homes are underinsured. During every renewal, ask your Momentum Insurance agent questions about what is covered under the policy as well as optional coverages, like flood, earthquake, fire, etc. Then choose a deductible that’s right for you. The higher the deductible, the lower your premium.
